Mix your paydays
Add weekly, fortnightly, monthly or one-off take-home income. Enter the amounts you actually expect.
HOWLOOP ORIGINAL · PRODUCT PREVIEW
A good month can still have a tight Tuesday.
One payday is fortnightly. Another is monthly. The rent has its own schedule. Put them on one 13-week calendar and see the gaps between them.
No account. No bank connection. Your numbers stay in your browser.
START WITH THE FREE PREVIEW
See your timing, one week at a time.
Date the bills
Add regular payments and known one-offs, plus the cash and buffer you choose to start with.
Find the low points
Review all 13 weeks, inspect individual days, and download or print your result for free.
THE POSSIBLE PAID KIT
A reusable plan you can keep.
We're exploring a downloadable Payday Planner kit built around the same calculation engine. The proposed extra value is a complete repeatable workflow:
- Side-by-side regular-pay and lower-pay scenarios
- An offline working copy with plan backup and restore
- A printable payday checklist and plain setup instructions
These kit features are planned, not delivered by this preview. The free tools already on Howloop stay free. This page tests interest; it does not establish demand or promise a launch date.
Before you start.
Who is this for?
Households that know their expected take-home pay and bills but want to see when money arrives and leaves. It may be especially useful when two people are paid on different schedules. It only models the entries you include.
Does this tell me what I can afford?
No. This is a calendar and arithmetic tool, not a recommendation, lending decision or guarantee. It does not calculate tax, interest, overdraft fees, benefits or changes in prices. Check actual dates and amounts with your providers.
What happens when pay and bills fall on the same day?
The preview shows end-of-day balances and a separate conservative low that treats that day's bills as leaving before pay arrives. It cannot know the order your bank will process transactions. It does not shift dates for weekends or public holidays.
Are my numbers uploaded?
No. The planner calculates in your browser. Saving is optional and local to that browser. Downloads and printed copies may contain your entries, so keep them private. Read the privacy details.