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Find your bank’s rates.

Choose a bank to explore its products and calculate your savings.

Compare savings interest in dollars →

Coverage, rate conditions & sources

594 deposit and transaction products retrieved. This directory covers brands in the CDR register, not every bank or product. Some feeds are incomplete or unavailable. Listings are not recommendations.

Read the account, not just the percentage.

A useful comparison starts with the amount you will actually keep in an account, whether you can meet its conditions and what it costs. These listings are a starting point for your own checks.

  1. Check access and eligibility. A transaction, restricted or offset account may not work like a general savings account.
  2. Separate the rate components. Base, bonus and introductory rates are different. Do not add them together unless the provider confirms that is how the offer works.
  3. Check time, balance caps and fees. A rate may apply only to part of a balance or only for a short period. A small fee can outweigh a modest rate increase.
A worked comparison: when the higher rate leaves less money

Two hypothetical accounts start with $10,000, no deposits or withdrawals and monthly compounding for one year. Account A pays 4.0% with no fee. Account B pays 4.6% with a $120 fee paid at the end of the year. These are teaching examples, not bank offers.

One-year illustration before tax
AccountInterestAnnual feeInterest less fee
A · 4.0%$407.42$0.00$407.42
B · 4.6%$469.82$120.00$349.82

Here, the higher-rate account leaves $57.59 less after the fee. Different balances, fee timing or bonus eligibility could change the comparison. Our savings calculator excludes fees, so compare costs separately.

Understand bonus rates and conditions → · How the data and calculations work →

Public product data. No account access.

We retrieve product information from the public APIs listed in the Australian Government’s Consumer Data Right register. These describe products and their terms; they contain no customer balances or transactions.

Snapshots show a retrieval date. The calculator can automatically model simple base variable rates and supported dollar-based tiers. Where the feed has an unambiguous bonus or a welcome period measured in whole months or years, you can compare a separate scenario after confirming the conditions. It never decides whether you qualify. Welcome periods return to the base rate at the end; unsupported combinations remain separate.

Where the information comes from

CDR: public product data ↗

APRA: authorised institutions ↗

Our coverage and rate methodology →

AFG Home Loans Alpha

1 product · Retrieved 21 Sept 2026

Alex.Bank

1 product · Retrieved 21 Sept 2026

AMP - My AMP

2 products · Retrieved 18 Sept 2026 · refresh needed

AMP Bank GO

5 products · Retrieved 18 Sept 2026 · refresh needed

ANZ

5 products · Retrieved 21 Sept 2026

ANZ Plus

2 products · Retrieved 21 Sept 2026

Arab Bank Australia Limited

7 products · Retrieved 21 Sept 2026

Aussie Elevate

1 product · Retrieved 21 Sept 2026

Australian Military Bank

11 products · Retrieved 21 Sept 2026

Australian Mutual Bank LTD

6 products · Retrieved 21 Sept 2026

Auswide Bank Ltd

11 products · Retrieved 21 Sept 2026

Bank Australia

7 products · Retrieved 21 Sept 2026

Bank First

15 products · Retrieved 21 Sept 2026

Bank of China

16 products · Retrieved 21 Sept 2026

Bank of Melbourne

5 products · Retrieved 21 Sept 2026

Bank of Queensland Limited

2 products · Retrieved 18 Sept 2026 · refresh needed

Bank of Sydney

1 product · Retrieved 18 Sept 2026 · refresh needed

Bank of us

5 products · Retrieved 21 Sept 2026

BankSA

5 products · Retrieved 21 Sept 2026

BankVic

3 products · Retrieved 21 Sept 2026

bankWAW

13 products · Retrieved 21 Sept 2026

Bankwest

3 products · Retrieved 21 Sept 2026

BCU Bank

8 products · Retrieved 21 Sept 2026

Bendigo Bank

9 products · Retrieved 21 Sept 2026

Beyond Bank Australia

11 products · Retrieved 21 Sept 2026

BNK Bank (Goldfields Money/BCHL)

3 products · Retrieved 21 Sept 2026

BOQ Specialist

3 products · Retrieved 21 Sept 2026

Border Bank

8 products · Retrieved 18 Sept 2026 · refresh needed

Broken Hill Bank

5 products · Retrieved 21 Sept 2026

Cairns bank

6 products · Retrieved 21 Sept 2026

Central Murray Bank

8 products · Retrieved 21 Sept 2026

Central West CUL

6 products · Retrieved 21 Sept 2026

Coastline Bank

8 products · Retrieved 21 Sept 2026

CommBank

7 products · Retrieved 21 Sept 2026

CommFCU

7 products · Retrieved 21 Sept 2026

Connective Select

1 product · Retrieved 21 Sept 2026

Credit Union SA

8 products · Retrieved 21 Sept 2026

Darling Downs Bank

7 products · Retrieved 21 Sept 2026

Defence Bank

8 products · Retrieved 21 Sept 2026

Dnister

4 products · Retrieved 21 Sept 2026

Easy Street

2 products · Retrieved 21 Sept 2026

Fire Service Credit Union

8 products · Retrieved 21 Sept 2026

Firefighters Mutual Bank

6 products · Retrieved 21 Sept 2026

First Option Bank

15 products · Retrieved 21 Sept 2026

Gateway Bank

6 products · Retrieved 21 Sept 2026

gmcu

9 products · Retrieved 21 Sept 2026

Great Southern Bank

9 products · Retrieved 21 Sept 2026

Great Southern Bank Business+

12 products · Retrieved 21 Sept 2026

Greater Bank Limited

4 products · Retrieved 18 Sept 2026 · refresh needed

Health Professionals Bank

6 products · Retrieved 21 Sept 2026

Heartland

2 products · Retrieved 21 Sept 2026

Horizon Bank

14 products · Retrieved 21 Sept 2026

HSBC Bank Australia Limited – Wholesale Banking

2 products · Retrieved 21 Sept 2026

IMB Bank

10 products · Retrieved 21 Sept 2026

ING BANK (Australia) Ltd

3 products · Retrieved 21 Sept 2026

Judo Bank

1 product · Retrieved 21 Sept 2026

Laboratories Credit Union

5 products · Retrieved 21 Sept 2026

Macquarie Bank Limited

4 products · Retrieved 21 Sept 2026

Maitland Mutual Limited

7 products · Retrieved 21 Sept 2026

ME Bank - ME Go

1 product · Retrieved 18 Sept 2026 · refresh needed

MoveBank

5 products · Retrieved 21 Sept 2026

MyState Bank

4 products · Retrieved 21 Sept 2026

NATIONAL AUSTRALIA BANK

5 products · Retrieved 21 Sept 2026

Newcastle Permanent Building Society

8 products · Retrieved 21 Sept 2026

Northern Inland Credit Union Limited

11 products · Retrieved 21 Sept 2026

NRMA Home Loans

1 product · Retrieved 21 Sept 2026

ORANGE CREDIT UNION LTD

8 products · Retrieved 21 Sept 2026

P&N Bank

10 products · Retrieved 21 Sept 2026

People First and Heritage Bank

6 products · Retrieved 21 Sept 2026

Police Bank

8 products · Retrieved 18 Sept 2026 · refresh needed

Police Credit Union Ltd

10 products · Retrieved 21 Sept 2026

Qantas Money Basic/Offset Home Loans

1 product · Retrieved 21 Sept 2026

QBANK

10 products · Retrieved 21 Sept 2026

Qudos Bank

7 products · Retrieved 21 Sept 2026

Queensland Country Bank

10 products · Retrieved 21 Sept 2026

Rabobank

5 products · Retrieved 21 Sept 2026

RACQ Bank

4 products · Retrieved 21 Sept 2026

Regional Australia Bank

4 products · Retrieved 21 Sept 2026

Revolut

2 products · Retrieved 21 Sept 2026

RSL Money

2 products · Retrieved 21 Sept 2026

Southern Cross Credit Union

3 products · Retrieved 21 Sept 2026

St.George Bank

5 products · Retrieved 21 Sept 2026

Summerland Bank

3 products · Retrieved 21 Sept 2026

Suncorp Bank

3 products · Retrieved 21 Sept 2026

SWSbank

9 products · Retrieved 21 Sept 2026

Teachers Mutual Bank

6 products · Retrieved 21 Sept 2026

The Capricornian

8 products · Retrieved 21 Sept 2026

The Mac

11 products · Retrieved 21 Sept 2026

Tiimely Home

1 product · Retrieved 21 Sept 2026

TMCU

9 products · Retrieved 21 Sept 2026

Traditional Credit Union

4 products · Retrieved 18 Sept 2026 · refresh needed

Tyro Payments

1 product · Retrieved 21 Sept 2026

UBank

1 product · Retrieved 21 Sept 2026

UniBank

6 products · Retrieved 21 Sept 2026

Unity Bank

13 products · Retrieved 21 Sept 2026

Up

3 products · Retrieved 21 Sept 2026

Virgin Money

2 products · Retrieved 21 Sept 2026

Westpac

10 products · Retrieved 21 Sept 2026

Woolworths Team Bank

5 products · Retrieved 21 Sept 2026