How much of the home
would you borrow?
Two numbers to start. See your deposit, loan and LVR.
Share of the property value borrowed
This is your loan-to-value ratio, or LVR.
Bar shows the deposit and price funded by borrowing, before added loan costs.
An LVR is not a borrowing limit, loan approval or LMI waiver. Lender rules and valuations vary. Understand LVR & LMI →
What this calculation includes
Loan = home price − deposit towards the price + financed costs. LVR = loan ÷ lender valuation × 100. A blank valuation uses the home price. The extra amount shown for 80% is loan − 80% of that valuation, with a minimum of zero.
The bar separates your deposit from the price funded by a loan. It does not represent ownership shares or the bank’s valuation. LVR uses the full loan including any financed costs. Purchase costs, repayments, grants, LMI premiums and scheme eligibility are not calculated.